Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$96,305$96,305$629,100
Remaining term (yrs)16.516.530.0
Secondary amount$0$532,795$0
Funding fee$0$0$0
Note rate3.560%3.560%7.400%
Blended rate4.410%7.239%7.640%
1st payment$641.47$641.47$4,355.76
2nd payment$0.00$3,440.97$0.00
Taxes / mo$277.33$277.33$277.33
Insurance / mo$166.67$166.67$166.67
MI / mo$100.44$100.44$125.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,185.90$4,626.87$4,925.58
Cash to close$602,695$69,900$69,900