Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$150,002	$150,002	$265,500
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$115,498	$0
Funding fee	$750	$750	$0
Note rate	3.510%	3.510%	7.400%
Blended rate	3.510%	5.463%	7.640%
1st payment	$781.86	$781.86	$1,838.27
2nd payment	$0.00	$769.98	$0.00
Taxes / mo	$131.17	$131.17	$131.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,063.03	$1,833.01	$2,172.54
Cash to close	$144,998	$29,500	$29,500