Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$469,900$469,900$494,999
Remaining term (yrs)26.926.930.0
Secondary amount$0$25,099$0
Funding fee$0$0$0
Note rate6.960%6.960%7.400%
Blended rate7.510%7.586%7.640%
1st payment$3,219.80$3,219.80$3,427.27
2nd payment$0.00$188.24$0.00
Taxes / mo$454.67$454.67$454.67
Insurance / mo$166.67$166.67$166.67
MI / mo$222.71$222.71$99.00
HOA / mo$42.00$42.00$42.00
Total monthly$4,105.85$4,294.09$4,189.61
Cash to close$80,099$55,000$55,000