Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$113,487	$113,487	$335,700
Remaining term (yrs)	16.6	16.6	30.0
Secondary amount	$0	$222,213	$0
Funding fee	$567	$567	$0
Note rate	3.420%	3.420%	7.400%
Blended rate	3.420%	6.286%	7.640%
1st payment	$742.47	$742.47	$2,324.32
2nd payment	$0.00	$1,435.13	$0.00
Taxes / mo	$91.17	$91.17	$91.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.14
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$983.63	$2,418.76	$2,632.63
Cash to close	$259,513	$37,300	$37,300