Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$228,742	$228,742	$274,499
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$45,757	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	4.542%	7.640%
1st payment	$1,061.08	$1,061.08	$1,900.58
2nd payment	$0.00	$343.18	$0.00
Taxes / mo	$404.33	$404.33	$404.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$182.92	$182.92	$54.90
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$1,888.33	$2,231.50	$2,599.81
Cash to close	$76,257	$30,500	$30,500