Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$108,442	$108,442	$269,910
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$161,468	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	6.292%	7.640%
1st payment	$597.85	$597.85	$1,868.80
2nd payment	$0.00	$1,076.45	$0.00
Taxes / mo	$89.25	$89.25	$89.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$92.71	$92.71	$53.98
HOA / mo	$514.00	$514.00	$514.00
Total monthly	$1,443.81	$2,520.26	$2,676.03
Cash to close	$191,458	$29,990	$29,990