Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$173,487	$173,487	$282,510
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$109,023	$0
Funding fee	$0	$0	$0
Note rate	4.090%	4.090%	7.400%
Blended rate	4.940%	6.121%	7.640%
1st payment	$1,042.86	$1,042.86	$1,956.04
2nd payment	$0.00	$726.82	$0.00
Taxes / mo	$315.33	$315.33	$315.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$153.06	$153.06	$56.50
HOA / mo	$313.00	$313.00	$313.00
Total monthly	$1,974.25	$2,701.07	$2,790.88
Cash to close	$140,413	$31,390	$31,390