Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$112,070	$112,070	$495,000
Remaining term (yrs)	15.3	15.3	30.0
Secondary amount	$0	$382,930	$0
Funding fee	$0	$0	$0
Note rate	3.960%	3.960%	7.400%
Blended rate	4.810%	7.084%	7.640%
1st payment	$810.37	$810.37	$3,427.28
2nd payment	$0.00	$2,473.09	$0.00
Taxes / mo	$458.33	$458.33	$458.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$120.82	$120.82	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,556.18	$4,029.27	$4,151.28
Cash to close	$437,930	$55,000	$55,000