Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$200,793	$200,793	$359,999
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$159,206	$0
Funding fee	$1,004	$1,004	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	5.189%	7.640%
1st payment	$954.48	$954.48	$2,492.56
2nd payment	$0.00	$1,061.37	$0.00
Taxes / mo	$184.92	$184.92	$184.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$1,319.40	$2,380.77	$2,929.48
Cash to close	$199,206	$40,000	$40,000