Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,688$234,688$665,100
Remaining term (yrs)25.425.430.0
Secondary amount$0$430,412$0
Funding fee$1,173$1,173$0
Note rate3.560%3.560%7.400%
Blended rate3.560%6.272%7.640%
1st payment$1,168.10$1,168.10$4,605.02
2nd payment$0.00$2,779.74$0.00
Taxes / mo$500.25$500.25$500.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$133.02
HOA / mo$51.00$51.00$51.00
Total monthly$1,936.02$4,715.76$5,505.95
Cash to close$504,312$73,900$73,900