Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$343,803	$343,803	$391,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$47,697	$0
Funding fee	$1,719	$1,719	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	3.696%	7.640%
1st payment	$1,630.57	$1,630.57	$2,710.67
2nd payment	$0.00	$357.73	$0.00
Taxes / mo	$105.17	$105.17	$105.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$78.30
HOA / mo	$23.67	$23.67	$23.67
Total monthly	$1,909.41	$2,267.14	$3,067.80
Cash to close	$91,197	$43,500	$43,500