Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$35,257	$35,257	$269,100
Remaining term (yrs)	18.6	18.6	30.0
Secondary amount	$0	$233,843	$0
Funding fee	$176	$176	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	7.128%	7.640%
1st payment	$205.07	$205.07	$1,863.19
2nd payment	$0.00	$1,510.24	$0.00
Taxes / mo	$80.50	$80.50	$80.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$435.57	$1,945.81	$2,147.51
Cash to close	$263,743	$29,900	$29,900