Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$96,779	$96,779	$279,000
Remaining term (yrs)	12.4	12.4	30.0
Secondary amount	$0	$182,221	$0
Funding fee	$484	$484	$0
Note rate	5.100%	5.100%	7.400%
Blended rate	5.100%	6.994%	7.640%
1st payment	$873.88	$873.88	$1,931.74
2nd payment	$0.00	$1,214.81	$0.00
Taxes / mo	$140.33	$140.33	$140.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,164.21	$2,379.02	$2,277.87
Cash to close	$213,221	$31,000	$31,000