Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,814$270,814$414,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$143,186$0
Funding fee$1,354$1,354$0
Note rate2.960%2.960%7.400%
Blended rate2.960%4.703%7.640%
1st payment$1,311.54$1,311.54$2,866.45
2nd payment$0.00$954.57$0.00
Taxes / mo$159.75$159.75$159.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.80
HOA / mo$94.00$94.00$94.00
Total monthly$1,731.95$2,686.53$3,369.67
Cash to close$189,186$46,000$46,000