Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$411,976$366,750
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$2,060$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$2,785.81$2,539.30
2nd payment$0.00$0.00
Taxes / mo$384.75$384.75
Insurance / mo$150.00$150.00
MI / mo$0.00$73.35
HOA / mo$47.00$47.00
Total monthly$3,367.56$3,194.40
Cash to close$0$40,750