Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$418,201$418,201$459,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$40,799$0
Funding fee$0$0$0
Note rate3.850%3.850%7.400%
Blended rate4.700%5.082%7.640%
1st payment$2,139.40$2,139.40$3,178.02
2nd payment$0.00$305.99$0.00
Taxes / mo$366.58$366.58$366.58
Insurance / mo$166.67$166.67$166.67
MI / mo$323.25$323.25$91.80
HOA / mo$22.50$22.50$22.50
Total monthly$3,018.39$3,324.39$3,825.57
Cash to close$91,799$51,000$51,000