Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$323,867	$314,100
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$1,619	$0
Note rate	6.340%	7.400%
Blended rate	6.340%	7.640%
1st payment	$2,032.51	$2,174.76
2nd payment	$0.00	$0.00
Taxes / mo	$88.08	$88.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$62.82
HOA / mo	$103.00	$103.00
Total monthly	$2,373.60	$2,578.67
Cash to close	$25,133	$34,900