Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$496,362$496,362$503,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$35,543$0
Funding fee$2,482$2,482$0
Note rate6.010%6.010%7.400%
Blended rate6.010%6.402%7.640%
1st payment$3,224.56$3,224.56$3,488.97
2nd payment$0.00$351.73$0.00
Taxes / mo$347.75$347.75$347.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.78
HOA / mo$32.17$32.17$32.17
Total monthly$3,771.15$4,122.88$4,136.34
Cash to close$63,538$27,995$55,990