Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$389,171	$375,300
Remaining term (yrs)	26.2	30.0
Secondary amount	$0	$0
Funding fee	$1,946	$0
Note rate	6.580%	7.400%
Blended rate	6.580%	7.640%
1st payment	$2,594.91	$2,598.50
2nd payment	$0.00	$0.00
Taxes / mo	$155.75	$155.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$75.06
HOA / mo	$53.00	$53.00
Total monthly	$2,953.66	$3,032.31
Cash to close	$27,829	$41,700