Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$366,320	$366,320	$585,000
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$218,680	$0
Funding fee	$1,832	$1,832	$0
Note rate	7.170%	7.170%	7.400%
Blended rate	7.170%	7.387%	7.640%
1st payment	$2,537.84	$2,537.84	$4,050.42
2nd payment	$0.00	$1,412.31	$0.00
Taxes / mo	$541.67	$541.67	$541.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$117.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,246.18	$4,658.49	$4,875.76
Cash to close	$283,680	$65,000	$65,000