Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$206,730$206,730$337,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$130,770$0
Funding fee$0$0$0
Note rate3.640%3.640%7.400%
Blended rate4.490%5.850%7.640%
1st payment$1,101.79$1,101.79$2,336.78
2nd payment$0.00$871.80$0.00
Taxes / mo$544.33$544.33$544.33
Insurance / mo$150.00$150.00$150.00
MI / mo$170.81$170.81$67.50
HOA / mo$256.00$256.00$256.00
Total monthly$2,222.94$3,094.73$3,354.62
Cash to close$168,270$37,500$37,500