Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$401,458	$401,458	$675,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$273,542	$0
Funding fee	$2,007	$2,007	$0
Note rate	2.840%	2.840%	7.400%
Blended rate	2.840%	4.830%	7.640%
1st payment	$1,901.25	$1,901.25	$4,673.56
2nd payment	$0.00	$1,766.62	$0.00
Taxes / mo	$325.75	$325.75	$325.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$135.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,443.67	$4,210.29	$5,350.98
Cash to close	$348,542	$75,000	$75,000