Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$248,259	$248,259	$494,999
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$246,741	$0
Funding fee	$1,241	$1,241	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	5.267%	7.640%
1st payment	$1,181.93	$1,181.93	$3,427.27
2nd payment	$0.00	$1,593.53	$0.00
Taxes / mo	$194.58	$194.58	$194.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$5.58	$5.58	$5.58
Total monthly	$1,548.76	$3,142.30	$3,893.10
Cash to close	$301,740	$55,000	$55,000