Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$100,971	$100,971	$198,000
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$97,029	$0
Funding fee	$505	$505	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	4.300%	6.603%	7.640%
1st payment	$616.72	$616.72	$1,370.91
2nd payment	$0.00	$727.72	$0.00
Taxes / mo	$197.08	$197.08	$197.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$39.60
HOA / mo	$170.00	$170.00	$170.00
Total monthly	$1,133.81	$1,861.53	$1,927.60
Cash to close	$119,029	$22,000	$22,000