Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$300,430	$300,430	$431,100
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$130,670	$0
Funding fee	$1,502	$1,502	$0
Note rate	3.040%	3.040%	7.400%
Blended rate	3.040%	4.543%	7.640%
1st payment	$1,440.59	$1,440.59	$2,984.85
2nd payment	$0.00	$871.13	$0.00
Taxes / mo	$418.67	$418.67	$418.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$86.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,025.92	$2,897.06	$3,656.40
Cash to close	$178,570	$47,900	$47,900