Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$232,965	$232,965	$386,910
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$153,945	$0
Funding fee	$1,165	$1,165	$0
Note rate	3.890%	3.890%	7.400%
Blended rate	3.890%	5.525%	7.640%
1st payment	$1,347.43	$1,347.43	$2,678.89
2nd payment	$0.00	$1,026.30	$0.00
Taxes / mo	$340.00	$340.00	$340.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,837.43	$2,863.73	$3,246.27
Cash to close	$196,935	$42,990	$42,990