Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$249,692	$249,692	$305,910
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$56,218	$0
Funding fee	$0	$0	$0
Note rate	7.500%	7.500%	7.400%
Blended rate	8.050%	8.225%	7.640%
1st payment	$1,792.86	$1,792.86	$2,118.06
2nd payment	$0.00	$421.63	$0.00
Taxes / mo	$298.67	$298.67	$298.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$117.52	$117.52	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,359.04	$2,780.68	$2,627.91
Cash to close	$90,208	$33,990	$33,990