Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$179,112	$179,112	$481,500
Remaining term (yrs)	19.4	19.4	30.0
Secondary amount	$0	$302,388	$0
Funding fee	$896	$896	$0
Note rate	2.790%	2.790%	7.400%
Blended rate	2.790%	5.905%	7.640%
1st payment	$993.31	$993.31	$3,333.81
2nd payment	$0.00	$1,952.92	$0.00
Taxes / mo	$125.50	$125.50	$125.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$96.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,285.47	$3,238.40	$3,722.28
Cash to close	$355,888	$53,500	$53,500