Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$55,554	$55,554	$247,500
Remaining term (yrs)	14.1	14.1	30.0
Secondary amount	$0	$191,946	$0
Funding fee	$278	$278	$0
Note rate	4.240%	4.240%	7.400%
Blended rate	4.240%	7.156%	7.640%
1st payment	$433.40	$433.40	$1,713.64
2nd payment	$0.00	$1,279.64	$0.00
Taxes / mo	$83.50	$83.50	$83.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$666.90	$1,946.54	$1,996.64
Cash to close	$219,446	$27,500	$27,500