Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$127,438$127,438$324,000
Remaining term (yrs)18.518.530.0
Secondary amount$0$196,562$0
Funding fee$0$0$0
Note rate3.840%3.840%7.400%
Blended rate4.690%6.698%7.640%
1st payment$800.29$800.29$2,243.31
2nd payment$0.00$1,310.42$0.00
Taxes / mo$266.50$266.50$266.50
Insurance / mo$150.00$150.00$150.00
MI / mo$121.07$121.07$64.80
HOA / mo$52.50$52.50$52.50
Total monthly$1,390.36$2,700.77$2,777.11
Cash to close$232,562$36,000$36,000