Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$440,551	$418,500
Remaining term (yrs)	29.5	30.0
Secondary amount	$0	$0
Funding fee	$2,203	$0
Note rate	5.750%	7.400%
Blended rate	5.750%	7.640%
1st payment	$2,581.80	$2,897.61
2nd payment	$0.00	$0.00
Taxes / mo	$387.50	$387.50
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$83.70
HOA / mo	$137.33	$137.33
Total monthly	$3,273.29	$3,672.81
Cash to close	$24,449	$46,500