Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$160,551	$160,551	$373,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$212,949	$0
Funding fee	$803	$803	$0
Note rate	2.950%	2.950%	7.400%
Blended rate	2.950%	5.687%	7.640%
1st payment	$760.62	$760.62	$2,586.04
2nd payment	$0.00	$1,375.30	$0.00
Taxes / mo	$10.42	$10.42	$10.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$210.67	$210.67	$210.67
Total monthly	$1,131.71	$2,507.00	$3,031.83
Cash to close	$254,449	$41,500	$41,500