Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$71,437	$71,437	$274,299
Remaining term (yrs)	18.3	18.3	30.0
Secondary amount	$0	$202,863	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	6.943%	7.640%
1st payment	$449.93	$449.93	$1,899.19
2nd payment	$0.00	$1,310.15	$0.00
Taxes / mo	$317.92	$317.92	$317.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$68.40	$68.40	$54.86
HOA / mo	$9.17	$9.17	$9.17
Total monthly	$995.41	$2,305.57	$2,431.14
Cash to close	$233,340	$30,478	$30,478