Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$279,580	$279,580	$639,000
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$359,420	$0
Funding fee	$1,398	$1,398	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	2.980%	5.663%	7.640%
1st payment	$1,456.86	$1,456.86	$4,424.31
2nd payment	$0.00	$2,321.26	$0.00
Taxes / mo	$316.83	$316.83	$316.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$127.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,990.36	$4,311.61	$5,085.61
Cash to close	$430,420	$71,000	$71,000