Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,203$207,203$233,955
Remaining term (yrs)25.125.130.0
Secondary amount$0$26,752$0
Funding fee$1,036$1,036$0
Note rate3.090%3.090%7.400%
Blended rate3.090%3.766%7.640%
1st payment$985.79$985.79$1,619.86
2nd payment$0.00$200.64$0.00
Taxes / mo$515.92$515.92$515.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$46.79
HOA / mo$0.00$0.00$0.00
Total monthly$1,651.71$1,852.35$2,332.56
Cash to close$52,747$25,995$25,995