Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$413,253	$413,253	$450,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$36,747	$0
Funding fee	$2,066	$2,066	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	4.408%	7.640%
1st payment	$2,148.37	$2,148.37	$3,115.71
2nd payment	$0.00	$275.60	$0.00
Taxes / mo	$362.92	$362.92	$362.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$9.00	$9.00	$9.00
Total monthly	$2,686.95	$2,962.55	$3,744.29
Cash to close	$86,747	$50,000	$50,000