Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$374,258	$378,000
Remaining term (yrs)	27.7	30.0
Secondary amount	$0	$0
Funding fee	$1,871	$0
Note rate	6.990%	7.400%
Blended rate	6.990%	7.640%
1st payment	$2,545.95	$2,617.20
2nd payment	$0.00	$0.00
Taxes / mo	$283.00	$283.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$75.60
HOA / mo	$43.00	$43.00
Total monthly	$3,021.95	$3,168.80
Cash to close	$45,742	$42,000