Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$149,063	$149,063	$180,000
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$30,937	$0
Funding fee	$0	$0	$0
Note rate	6.020%	6.020%	7.400%
Blended rate	6.870%	7.236%	7.640%
1st payment	$943.93	$943.93	$1,246.28
2nd payment	$0.00	$232.02	$0.00
Taxes / mo	$138.58	$138.58	$138.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.28	$111.28	$36.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,343.79	$1,575.81	$1,570.87
Cash to close	$50,937	$20,000	$20,000