Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$97,686	$97,686	$187,200
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$89,514	$0
Funding fee	$488	$488	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	5.728%	7.640%
1st payment	$456.04	$456.04	$1,296.13
2nd payment	$0.00	$671.35	$0.00
Taxes / mo	$258.42	$258.42	$258.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$37.44
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$864.46	$1,535.81	$1,741.99
Cash to close	$110,314	$20,800	$20,800