Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$132,169$132,169$225,000
Remaining term (yrs)9.89.830.0
Secondary amount$0$92,831$0
Funding fee$0$0$0
Note rate6.740%6.740%7.400%
Blended rate7.590%8.172%7.640%
1st payment$1,525.88$1,525.88$1,557.85
2nd payment$0.00$696.23$0.00
Taxes / mo$14.17$14.17$14.17
Insurance / mo$150.00$150.00$150.00
MI / mo$166.81$166.81$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,856.86$2,553.10$1,767.02
Cash to close$117,831$25,000$25,000