Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$265,923$265,923$301,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$35,577$0
Funding fee$1,330$1,330$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.505%7.640%
1st payment$1,223.81$1,223.81$2,087.53
2nd payment$0.00$266.82$0.00
Taxes / mo$374.17$374.17$374.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,747.98$2,014.80$2,671.99
Cash to close$69,077$33,500$33,500