Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$149,521$149,521$207,000
Remaining term (yrs)22.222.230.0
Secondary amount$0$57,479$0
Funding fee$0$0$0
Note rate4.830%4.830%7.400%
Blended rate5.680%6.602%7.640%
1st payment$912.92$912.92$1,433.23
2nd payment$0.00$431.09$0.00
Taxes / mo$186.92$186.92$186.92
Insurance / mo$150.00$150.00$150.00
MI / mo$122.83$122.83$41.40
HOA / mo$206.00$206.00$206.00
Total monthly$1,578.66$2,009.76$2,017.54
Cash to close$80,479$23,000$23,000