Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$187,397$187,397$378,000
Remaining term (yrs)16.116.130.0
Secondary amount$0$190,603$0
Funding fee$937$937$0
Note rate3.390%3.390%7.400%
Blended rate3.390%5.715%7.640%
1st payment$1,251.21$1,251.21$2,617.20
2nd payment$0.00$1,270.69$0.00
Taxes / mo$497.50$497.50$497.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,898.71$3,169.40$3,340.30
Cash to close$232,603$42,000$42,000