Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$516,870	$516,870	$742,410
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$225,540	$0
Funding fee	$2,584	$2,584	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	6.630%	6.970%	7.640%
1st payment	$3,405.41	$3,405.41	$5,140.30
2nd payment	$0.00	$1,456.62	$0.00
Taxes / mo	$1,166.83	$1,166.83	$1,166.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$148.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,788.91	$6,245.52	$6,672.28
Cash to close	$308,030	$82,490	$82,490