Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$245,569	$245,569	$422,910
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$177,341	$0
Funding fee	$0	$0	$0
Note rate	4.440%	4.440%	7.400%
Blended rate	5.290%	6.426%	7.640%
1st payment	$1,472.16	$1,472.16	$2,928.14
2nd payment	$0.00	$1,182.27	$0.00
Taxes / mo	$319.25	$319.25	$319.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$207.26	$207.26	$84.58
HOA / mo	$110.67	$110.67	$110.67
Total monthly	$2,276.00	$3,458.28	$3,609.31
Cash to close	$224,331	$46,990	$46,990