Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$29,879	$29,879	$225,000
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$195,121	$0
Funding fee	$0	$0	$0
Note rate	4.080%	4.080%	7.400%
Blended rate	4.930%	7.592%	7.640%
1st payment	$168.16	$168.16	$1,557.85
2nd payment	$0.00	$1,300.80	$0.00
Taxes / mo	$361.75	$361.75	$361.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$24.71	$24.71	$45.00
HOA / mo	$33.33	$33.33	$33.33
Total monthly	$737.96	$2,038.76	$2,147.93
Cash to close	$220,121	$25,000	$25,000