Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$157,498	$157,498	$238,410
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$80,912	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	5.928%	7.640%
1st payment	$820.09	$820.09	$1,650.70
2nd payment	$0.00	$606.84	$0.00
Taxes / mo	$220.83	$220.83	$220.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$129.36	$129.36	$47.68
HOA / mo	$239.00	$239.00	$239.00
Total monthly	$1,559.29	$2,166.13	$2,308.22
Cash to close	$107,402	$26,490	$26,490