Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$124,203	$124,203	$272,700
Remaining term (yrs)	16.7	16.7	30.0
Secondary amount	$0	$148,497	$0
Funding fee	$621	$621	$0
Note rate	3.790%	3.790%	7.400%
Blended rate	3.790%	6.083%	7.640%
1st payment	$832.65	$832.65	$1,888.12
2nd payment	$0.00	$989.98	$0.00
Taxes / mo	$211.67	$211.67	$211.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.54
HOA / mo	$67.00	$67.00	$67.00
Total monthly	$1,261.32	$2,251.30	$2,371.33
Cash to close	$178,797	$30,300	$30,300