Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$133,555	$133,555	$238,410
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$104,855	$0
Funding fee	$0	$0	$0
Note rate	3.840%	3.840%	7.400%
Blended rate	4.690%	6.146%	7.640%
1st payment	$731.01	$731.01	$1,650.70
2nd payment	$0.00	$699.04	$0.00
Taxes / mo	$267.58	$267.58	$267.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$110.59	$110.59	$47.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,259.18	$1,958.22	$2,115.97
Cash to close	$131,345	$26,490	$26,490