Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$281,255$281,255$486,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$204,745$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%5.435%7.640%
1st payment$1,328.24$1,328.24$3,364.97
2nd payment$0.00$1,322.31$0.00
Taxes / mo$615.83$615.83$615.83
Insurance / mo$166.67$166.67$166.67
MI / mo$226.04$226.04$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,336.78$3,659.09$4,244.67
Cash to close$258,745$54,000$54,000